For Prelims: Dearness Allowance (DA), Direct Cash Transfer (DCT), State Government Fiscal Responsibility, Scheme Name, Instalment Released, Amount per Beneficiary, Total Beneficiaries, Eligibility
For Mains: Women empowerment, fiscal federalism, direct cash transfer, social security net, cost-of-living adjustment, state welfare schemes
Source:
Hindustan
5 facts for one-day exams
SSC, railway, police and teaching exams ask direct questions like these.
- Haryana government transferred ₹2,100 to 10.59 lakh women under Lado Lakshmi Yojana.
- The 13th instalment of the Lado Lakshmi Yojana was released ahead of Diwali 2026.
- Dearness Allowance for Haryana state employees increased by 3% to 63%.
- The DA hike benefits 2.78 lakh regular employees and 2.60 lakh pensioners in Haryana.
- Pension scheme beneficiaries in Haryana receive ₹3,200 per month.
Why in the news?
The Nayab Singh Saini government in Haryana has released the 13th instalment of ₹2,100 per month under the Lado Lakshmi Yojana to 10.59 lakh women aged 23-60 with annual income below ₹1.8 lakh. Simultaneously, the state has increased the Dearness Allowance (DA) for its employees by 3 percentage points to 63%, benefiting 2.78 lakh regular employees and 2.60 lakh pensioners, ahead of Diwali.
Summary
- Haryana government releases 13th instalment of ₹2,100 per month to women beneficiaries under the Lado Lakshmi Yojana, a direct cash transfer scheme for women aged 23-60 with annual income under ₹1.8 lakh.
- State government increases Dearness Allowance (DA) for its employees by 3 percentage points, raising it to 63%, effective for 2.78 lakh regular employees and 2.60 lakh pensioners.
- The announcements come ahead of Diwali, with the pension scheme beneficiaries also receiving ₹3,200 per month transferred to their accounts.
Highlights
Lado Lakshmi Yojana 13th Instalment
Haryana government transfers ₹2,100 per month to 10.59 lakh eligible women under the state's flagship cash transfer scheme.
DA Hike to 63% for State Employees
DA Hike to 63% for State Employees: Dearness Allowance for Haryana government employees increased by 3 percentage points, benefiting 2.78 lakh regular employees and 2.60 lakh pensioners (about 5.38 lakh people).
Diwali Bonanza for Pensioners
Pension scheme beneficiaries receive ₹3,200 per month transfer ahead of the festival, along with the DA hike.
Background
The Lado Lakshmi Yojana is a direct cash transfer scheme of the Haryana government aimed at providing financial assistance to women from economically weaker sections. It targets women aged 23-60 years whose annual family income is below ₹1.8 lakh and who are domiciled in Haryana. The scheme is part of the state's broader social security framework. The Dearness Allowance (DA) is a cost-of-living adjustment paid to government employees and pensioners to offset the impact of inflation, revised periodically based on the Consumer Price Index.
Key Analysis and Impact
The release of the 13th instalment of ₹2,100 to 10.59 lakh women under the Lado Lakshmi Yojana represents a significant fiscal commitment by the Haryana government, amounting to over ₹222 crore per month (₹2,100 × 10.59 lakh). The DA hike to 63% aligns the state's allowance with the central government's recent 3% increase, ensuring parity for state employees. The simultaneous transfer of ₹3,200 to pension beneficiaries ahead of Diwali demonstrates a targeted approach to festive season liquidity support. These measures are likely to boost consumption in the state's rural and semi-urban areas where the beneficiary base is concentrated.
Way Forward
The Haryana government will need to ensure timely disbursement of future instalments and manage the fiscal implications of the DA hike, which adds recurring expenditure to the state budget. Expansion of the Lado Lakshmi Yojana's coverage or enhancement of the monthly amount may be considered in future budgets. The state may also need to align its DA revision cycle with central government announcements to maintain employee morale. Monitoring of beneficiary exclusion errors and income verification will be critical to the scheme's long-term effectiveness.
Haryana government announcements November 2026
| Measure | Details | Beneficiaries |
|---|---|---|
| Lado Lakshmi Yojana 13th instalment | ₹2,100 per month | 10.59 lakh women |
| Pension scheme transfer | ₹3,200 per month | Pension beneficiaries |
Haryana connection
Matters for these Haryana exams:HPSC HCS 8/10HSSC 7/10
Background GK
Textbook concepts you need to understand this news
- Dearness Allowance (DA)
- A cost-of-living adjustment allowance paid to government employees and pensioners in India to mitigate the impact of inflation. It is calculated as a percentage of the basic salary and revised periodically based on the Consumer Price Index for Industrial Workers (CPI-IW).
- Direct Cash Transfer (DCT)
- A system where government benefits are transferred directly into the bank accounts of beneficiaries, eliminating intermediaries. It is implemented through the Direct Benefit Transfer (DBT) framework using Aadhaar-linked accounts.
- State Government Fiscal Responsibility
- State governments in India are required to manage their budgets within the framework of the Fiscal Responsibility and Budget Management (FRBM) Act, balancing welfare expenditures like DA hikes and cash transfers with revenue generation and debt sustainability.
Facts to remember
Tap a card to see the answer. Try to recall it first.
How exams will ask this
- Data: ₹2,100 per month under Lado Lakshmi Yojana, 13th instalment, 10.59 lakh beneficiaries, DA increased by 3% to 63%
Don't make this mistake!
Examiners may confuse the Lado Lakshmi Yojana (Haryana) with similar schemes in other states like Ladli Behna Yojana (Madhya Pradesh) or Mukhyamantri Ladli Yojana (Delhi). They may also swap the DA hike percentage (3%) with the new DA rate (63%) or ask about the central government's DA hike instead of Haryana's. Another trap is mixing the income eligibility limit (₹1.8 lakh) with the age criteria (23-60 years).
Write these in mains answers
- Women empowerment, fiscal federalism, direct cash transfer, social security net, cost-of-living adjustment, state welfare schemes
Stuck? Get it in one tap
The Haryana government gave two Diwali gifts. First, it transferred ₹2,100 each to 10.59 lakh women under a scheme called Lado Lakshmi Yojana. To get this money, a woman must be between 23 and 60 years old, have a family income below ₹1.8 lakh per year, and live in Haryana. Second, it increased the Dearness Allowance for its employees by 3%, so now they get 63% of their basic salary as DA. Pensioners also got their monthly ₹3,200 transferred.
- Haryana government transferred ₹2,100 to 10.59 lakh women under Lado Lakshmi Yojana.
- The 13th instalment of the Lado Lakshmi Yojana was released ahead of Diwali 2026.
- Dearness Allowance for Haryana state employees increased by 3% to 63%.
- The DA hike benefits 2.78 lakh regular employees and 2.60 lakh pensioners in Haryana.
- Pension scheme beneficiaries in Haryana receive ₹3,200 per month.
- Governance: State government schemes and welfare policies
- Economy: Direct cash transfers and fiscal policy
Related concepts: Dearness Allowance (DA), Direct Cash Transfer (DCT), State Government Fiscal Responsibility
Practice questions
Pick an answer, then read the explanation.
- Q1Easy
Which state government implements the Lado Lakshmi Yojana mentioned in the news?
Explanation: The Lado Lakshmi Yojana is a Haryana government scheme that provides ₹2,100 per month to eligible women; therefore Haryana (option B) is correct.
- Q2Hard
Consider the following statements regarding the Haryana government's recent announcements:
- 1.The Dearness Allowance for Haryana state employees has been increased by 3 percentage points to 63%.
- 2.The 13th instalment of ₹2,100 under the Lado Lakshmi Yojana was transferred to 10.59 lakh women beneficiaries.
- 3.The pension scheme beneficiaries in Haryana receive ₹3,200 per month under the state's pension scheme.
Which of the statements given above is/are correct?
Explanation: Statement 1 is correct: the DA was increased by 3 percentage points to 63%. Statement 2 is correct: the 13th instalment of ₹2,100 was transferred to 10.59 lakh women. Statement 3 is correct: pension scheme beneficiaries receive ₹3,200 per month. Hence all three are correct.
- Q3Medium
What is the new Dearness Allowance (DA) rate for Haryana government employees after the latest hike?
Explanation: The Haryana government increased the DA by 3 percentage points, raising it from the previous rate to 63%.
- Q4Medium
What is the primary objective of the Lado Lakshmi Yojana under which the Haryana government transferred ₹2,100 to women?
Explanation: The Lado Lakshmi Yojana is a direct cash transfer scheme providing ₹2,100 per month to women aged 23-60 with annual income below ₹1.8 lakh, aimed at financial support. Skill development, entrepreneurship loans, and education are objectives of separate schemes, not this one.
Frequently asked questions
1. What is the Lado Lakshmi Yojana and how much does it provide?
The Lado Lakshmi Yojana is a Haryana government scheme that provides ₹2,100 per month to women aged 23-60 years whose annual family income is below ₹1.8 lakh and who are domiciled in Haryana.
2. What is the new Dearness Allowance rate for Haryana government employees?
The Haryana government increased the Dearness Allowance by 3 percentage points, bringing it to 63% for regular employees and pensioners.
3. How many beneficiaries received the 13th instalment under the Lado Lakshmi Yojana?
The 13th instalment of ₹2,100 was transferred to 10.59 lakh women beneficiaries in Haryana.
4. Who is the Chief Minister of Haryana who announced these measures?
The measures were announced by Nayab Singh Saini, the Chief Minister of Haryana.
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- Original6 November 2026 · Read story
