For Prelims: State Disaster Response Fund, National Disaster Response Fund, Ex gratia assistance, Rainfed agriculture
For Mains: Governance: Disaster management and relief; Environment: Natural hazards and vulnerability
Source:Dainik Bhaskar
Hindustan
New update
New facts from Hindustan, 12 November 2026
- Hospitalisation over one week: ₹20,500
- Hospitalisation under one week: ₹7,000 per person
- Partially damaged pucca house: ₹8,500 per house
- Partially damaged kutcha house: ₹5,500 per house
- Completely destroyed hut: ₹10,500
- 40–60% permanent disability: ₹74,000 to ₹94,000
- Above 60% permanent disability: ₹2.50 lakh to ₹3.20 lakh
5 facts for one-day exams
SSC, railway, police and teaching exams ask direct questions like these.
- Disaster death assistance rises from ₹4 lakh to ₹8 lakh.
- A fully damaged house in a hilly area receives ₹1.70 lakh.
- The revised disaster relief norms are effective from financial year 2026-27.
- Crop-loss assistance is limited to a maximum of two hectares.
- Large livestock death assistance is limited to three animals per family.
The news
The central government has revised the assistance norms under the State Disaster Response Fund (SDRF) and National Disaster Response Fund (NDRF), increasing compensation for families affected by disasters in Uttarakhand. The changes, effective from financial year 2026-27, were announced on November 11, 2026, and will benefit households hit by heavy rainfall, floods, landslides and cloudbursts. Chief Minister Pushkar Singh Dhami and Disaster Management Minister Madan Kaushik thanked Prime Minister Narendra Modi and Union Home Minister Amit Shah for the revision, noting that Uttarakhand's geographical conditions differ from other states and cause large-scale damage.
The most significant change is the doubling of death assistance from ₹4 lakh to ₹8 lakh per deceased person, a provision that also applies to personnel engaged in relief and rescue operations. For a fully damaged house in hilly and difficult areas, assistance has been raised from ₹1.30 lakh to ₹1.70 lakh, an increase of ₹40,000; in plains it has gone up from ₹1.20 lakh to ₹1.60 lakh. Crop-loss assistance per hectare has been increased for rainfed crops from ₹8,500 to ₹11,000, for assured-irrigation crops from ₹17,000 to ₹22,000, and for horticultural and perennial crops from ₹22,500 to ₹30,000, with a ceiling of two hectares. Large livestock death assistance has been raised from ₹37,500 to ₹50,000 per animal, subject to three animals per family, while small livestock assistance has gone up from ₹4,000 to ₹5,100. Assistance for immediate repair of state highways and major district roads in hilly areas has been increased from ₹1.25 lakh to ₹1.60 lakh per kilometre, and for rural roads from ₹75,000 to ₹1 lakh per kilometre. Drinking water schemes, school buildings and health centres now receive ₹2.60 lakh per unit, up from ₹2 lakh. Vinod Kumar Suman, Secretary of Disaster Management and Rehabilitation, said directions would be issued to departments and district administrations for transparent and prompt delivery of the revised assistance.
Why in the news?
The central government has revised SDRF and NDRF assistance norms effective from 2026-27, raising compensation for deaths, damaged houses, crop losses, livestock and public infrastructure in Uttarakhand, a state frequently hit by heavy rainfall, cloudbursts and landslides.
What are SDRF and NDRF?
The State Disaster Response Fund (SDRF) is a state-level fund used for eligible immediate relief expenditure in response to notified disasters. The National Disaster Response Fund (NDRF) is a national fund that supplements state resources for eligible relief expenditure in disasters of a severe nature. Both funds provide ex gratia assistance, a payment made as financial relief without necessarily establishing legal liability for the loss.
What has changed for housing, agriculture and livestock?
Assistance for a partially damaged permanent house has risen from ₹6,500 to ₹8,500, and for a partially damaged non-permanent house from ₹4,000 to ₹5,500. A fully destroyed hut now receives ₹10,500 instead of ₹8,000, and a cattle shed receives ₹4,000 instead of ₹3,000. For agriculture, silt removal assistance has been raised from ₹18,000 to ₹23,000 per hectare when deposits exceed three inches, and assistance for land permanently damaged by landslides and avalanches from ₹47,000 to ₹60,000 per hectare. In animal camps, daily fodder assistance has been increased from ₹80 to ₹100 for large animals and from ₹45 to ₹60 for small animals. Fishery and artisan assistance have also been raised: fishing boat repair to ₹8,000, new boat to ₹19,000, net repair to ₹4,000, new net to ₹5,100, fish seed and inputs to ₹13,000 per hectare, and artisan tools and raw materials to ₹6,500 per item.
What is the next step for implementation?
Uttarakhand's disaster management and rehabilitation administration plans to issue directions to departments and district administrations for transparent and prompt delivery of the revised assistance. Effective implementation will require timely loss assessment, clear communication of category-wise ceilings, and coordination between relief payments and restoration of essential services, especially in difficult terrain.
Selected disaster assistance rates
| Category | Earlier | Revised |
|---|---|---|
| Death | ₹4 lakh | ₹8 lakh |
| Fully damaged house: hilly areas | ₹1.30 lakh | ₹1.70 lakh |
| Fully damaged house: plains | ₹1.20 lakh | ₹1.60 lakh |
| Rainfed crop loss per hectare | ₹8,500 | ₹11,000 |
| Large animal death | ₹37,500 | ₹50,000 |
| Hilly rural road per kilometre | ₹75,000 | ₹1 lakh |
Uttarakhand connection
Facts and terms for exams
- State Disaster Response Fund:
- A state-level fund used for eligible immediate relief expenditure in response to notified disasters.
- National Disaster Response Fund:
- A national fund that supplements state resources for eligible relief expenditure in disasters of a severe nature.
- Ex gratia assistance:
- A payment made as financial relief without necessarily establishing legal liability for the loss.
- Rainfed agriculture:
- Agriculture in which crops depend primarily on rainfall rather than assured irrigation.
Why it matters for exams
Exams: UKPSC, UKSSSC
Syllabus: Governance: Disaster management and relief; Environment: Natural hazards and vulnerability
Common mistake: Examiners may swap the hilly and plains housing rates or apply the three-animal ceiling to crop losses: the rates are ₹1.70 lakh and ₹1.60 lakh respectively, while the crop ceiling is two hectares.
Mains question
Critically evaluate the adequacy of the revised SDRF and NDRF assistance norms for disaster-affected families in Uttarakhand, considering the state's geographical vulnerabilities and the need for timely relief.
Stuck? Get it in one tap
Disaster relief provides financial help after eligible losses caused by a disaster. The revised norms increase assistance for deaths, damaged houses, crops and animals. They also increase support for immediate repairs to essential public facilities.
- Disaster death assistance rises from ₹4 lakh to ₹8 lakh.
- A fully damaged house in a hilly area receives ₹1.70 lakh.
- The revised disaster relief norms are effective from financial year 2026-27.
- Crop-loss assistance is limited to a maximum of two hectares.
- Large livestock death assistance is limited to three animals per family.
- Governance: Disaster management and relief
- Environment: Natural hazards and vulnerability
Related concepts: State Disaster Response Fund, National Disaster Response Fund, Ex gratia assistance, Rainfed agriculture
Practice questions
Pick an answer, then read the explanation.
- Q1Easy
Which funds are covered by the revised disaster relief assistance norms for 2026-27?
Explanation: The revised assistance norms cover the State Disaster Response Fund and National Disaster Response Fund. Relief personnel and administrative departments implement or receive relief but are not the two funds named.
- Q2Hard
Consider the following statements about the revised disaster relief norms for 2026-27:
- 1.Assistance for a fully damaged house in a hilly area is ₹1.70 lakh.
- 2.Crop-loss assistance is available for a maximum of three hectares.
- 3.Assistance for the death of a large animal is limited to three animals per family.
Which of the statements given above are correct?
Explanation: Statements 1 and 3 are correct: the hilly-area housing rate is ₹1.70 lakh and the large livestock ceiling is three animals per family. Statement 2 is incorrect because the crop-loss ceiling is two hectares.
- Q3Medium
What is the revised assistance per hectare for assured-irrigation crop loss under the 2026-27 disaster relief norms?
Explanation: Assured-irrigation crop loss assistance rises from ₹17,000 to ₹22,000 per hectare. ₹23,000 is the revised silt-removal rate, while ₹30,000 applies to horticultural and perennial crop loss.
- Q4Medium
What is the purpose of higher immediate repair assistance for roads, drinking water and electricity under the 2026-27 disaster relief norms?
Explanation: Higher repair assistance supports the immediate restoration of essential public services after disaster damage. Crop losses, housing and livestock are separately covered under the revised norms.
Frequently asked questions
1. How much death assistance is provided under the revised disaster relief norms?
₹8 lakh is provided to the family of a person who dies in a disaster, compared with ₹4 lakh earlier.
2. How much assistance is available for a fully damaged house in Uttarakhand's hilly areas?
₹1.70 lakh is available for a fully damaged house in hilly and difficult areas, an increase of ₹40,000.
3. What is the maximum crop area eligible for disaster-loss assistance?
A maximum of two hectares is covered for the specified crop-loss categories.
4. When do the revised disaster relief norms take effect?
The revised norms are effective from financial year 2026-27.
All sources
Original11 November 2026 · Read story
Update12 November 2026 · Read story
